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	<title>Swords &#38; District Credit Union</title>
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	<link>http://www.swordscu.ie</link>
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		<title>How do I know that my Credit Union is not in trouble?</title>
		<link>http://www.swordscu.ie/general-news/1345/</link>
		<comments>http://www.swordscu.ie/general-news/1345/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 09:31:56 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[Finance News]]></category>
		<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1345</guid>
		<description><![CDATA[&#160; According to Financial Journalist Charlie Weston these are the 5 key questions Credit Union members should ask to ensure their Credit Union is Safe, Sound and Secure 1. Did your Credit Union pay a dividend? Yes, we did 2. Did your Credit Union hold its AGM? Yes, we did  3. Does your Credit Union [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p style="text-align: center;"><span style="font-size: medium;">According to Financial Journalist Charlie Weston these are the <strong>5 key questions</strong> Credit Union members should ask to ensure their Credit Union is <strong>Safe, Sound and Secure</strong></span></p>
<p><span style="color: #800000; font-size: medium;"><strong>1. Did your Credit Union pay a</strong><strong> dividend</strong>?<a href="http://www.swordscu.ie/eft-payments/attachment/euro-secure/" rel="attachment wp-att-1047"><img class="alignright size-full wp-image-1047" title="Euro secure" src="http://www.swordscu.ie/cuweb/wp-content/uploads/Euro-secure.bmp" alt="" width="88" height="118" /></a></span></p>
<p><span style="font-size: medium;"><strong>Yes, we did</strong></span></p>
<p><span style="font-size: medium;"><strong><span style="color: #800000;">2. Did your Credit Union hold its AGM?</span></strong></span></p>
<p><span style="font-size: medium;"><strong>Yes, we did</strong></span></p>
<p><span style="font-size: medium;"> <span style="color: #800000;"><strong>3. Does your Credit Union have adequate regulatory reserves?</strong></span></span></p>
<p><span style="font-size: medium;"><strong>Yes, we do</strong></span></p>
<p><span style="font-size: medium;"><strong><span style="color: #800000;">4. Does your Credit Union have any imposed lending restrictions from the Central bank?</span></strong></span></p>
<p><span style="font-size: medium;"><strong>No, we don’t Swords &amp; District Credit Union is open for business</strong></span></p>
<p><span style="color: #800000; font-size: medium;"> <strong>5. Are my savings safe?</strong></span></p>
<p><span style="font-size: medium;"><strong>Yes, all members are protected under the government deposit guarantee scheme of up to €100,000 per depositor </strong></span></p>
<p>&nbsp;</p>
<p style="text-align: center;"><span style="font-size: large;">As always our <strong>qualified staff</strong> are here to assist you the member with any questions or queries you may have. So why not call in, log in or drop in and see what your Credit Union can do for you.</span></p>
<p style="text-align: center;"> </p>
<p style="text-align: right;"><em><span style="font-size: small;">Click </span></em><span style="color: #800000;"><strong><span style="font-size: small;"><a href="http://www.swordscu.ie/are-my-savings-secure">here </a></span></strong></span><em><span style="font-size: small;">for more information on the security of Swords Credit Union</span></em></p>
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		<item>
		<title>Swords CU &#8211; Safe, Strong, Secure</title>
		<link>http://www.swordscu.ie/general-news/swords-cu-safe-strong-secure/</link>
		<comments>http://www.swordscu.ie/general-news/swords-cu-safe-strong-secure/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 13:24:22 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[Finance News]]></category>
		<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1326</guid>
		<description><![CDATA[  Recent articles in newspapers relating to Newbridge Credit Union having a “special Manger “ appointed has no bearing on the performance of your Credit Union.  Swords &#38; District Credit Union is Financially Independent of other Credit Unions, has sound finances, and YOUR MONEY IS SAFE IN OUR HANDS. We have a professional team managing [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em></em></strong> </p>
<p><strong><em>Recent articles in newspapers relating to <span style="font-size: small; text-decoration: underline;">Newbridge Credit Union</span> having a “special Manger “ appointed has no bearing on the performance of your Credit Union. </em></strong><strong><em> Swords &amp; District Credit Union is Financially Independent of other Credit Unions, has sound finances, and YOUR MONEY IS SAFE IN OUR HANDS. We have a professional team managing your Credit Union and some of our staff who are Qualified Financial Advisors.</em></strong></p>
<p><strong><em>Swords &amp; District Credit Union is fully compliant with all the regulatory requirements relating to reserves and investments and this has been confirmed by recent audits conducted on behalf of the Central Bank of Ireland.</em></strong></p>
<p style="text-align: center;"><span style="color: #888888; font-size: medium;"><strong><em>Swords and District Credit Union remains a strong, secure financial co-operative which continues to use the funds from member savings they have built up in a co-operative manner in the best interests of all members. Swords and District Credit Union is well positioned to continue to provide for member saving and loan requirements in a safe and secure way. </em></strong></span></p>
<p><span style="color: #808080;">Click <span style="color: #ff0000;"><a href="http://www.swordscu.ie/are-my-savings-secure"><span style="color: #ff0000;">here</span></a></span> to read more</span></p>
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		<title>Christmas Opening Hours 2011</title>
		<link>http://www.swordscu.ie/general-news/christmas-opening-hours-2011/</link>
		<comments>http://www.swordscu.ie/general-news/christmas-opening-hours-2011/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 16:45:29 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1303</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><a href="http://www.swordscu.ie/general-news/christmas-opening-hours-2011/attachment/xmas-hours-bmp-copy/" rel="attachment wp-att-1302"><img class="aligncenter size-full wp-image-1302" title="Christmas Opening Hours " src="http://www.swordscu.ie/cuweb/wp-content/uploads/xmas-hours-bmp-copy.bmp" alt="" width="530" height="1135" /></a></p>
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		<title>Annual General Meeting 2011</title>
		<link>http://www.swordscu.ie/general-news/annual-general-meeting-2011/</link>
		<comments>http://www.swordscu.ie/general-news/annual-general-meeting-2011/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 10:30:04 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Credit Union News]]></category>
		<category><![CDATA[Finance News]]></category>
		<category><![CDATA[General News]]></category>
		<category><![CDATA[Members]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1299</guid>
		<description><![CDATA[The Annual General Meeting of the Members of Swords &#38; District Credit Union will take place in Fingallians GAA Club, Swords on Monday 5th December 2011 at 8.00p.m. Refreshments will be provided All members attending the AGM will be eligible to participate in a FREE DRAW. Members are requested to bring their passbooks to the [...]]]></description>
			<content:encoded><![CDATA[<p>The Annual General Meeting of the Members of Swords &amp; District Credit Union will take place in Fingallians GAA Club, Swords on Monday 5<sup>th</sup> December 2011 at 8.00p.m.</p>
<p style="text-align: center;"><em>Refreshments will be provided</em></p>
<p style="text-align: center;">All members attending the AGM will be eligible to participate in a FREE DRAW.</p>
<p style="text-align: center;">Members are requested to bring their passbooks to the AGM.</p>
<p style="text-align: center;"><strong>IT’S YOUR CREDIT UNION</strong></p>
<p style="text-align: center;"><span style="color: #000080;">Local, Trusted, Serving You for over 40 Years</span></p>
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		<title>Bumper Christmas Car Draw 2011</title>
		<link>http://www.swordscu.ie/general-news/bumper-christmas-car-draw-2011/</link>
		<comments>http://www.swordscu.ie/general-news/bumper-christmas-car-draw-2011/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 16:03:02 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Car Draw]]></category>
		<category><![CDATA[Competitions]]></category>
		<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1289</guid>
		<description><![CDATA[  We can confirm that this Christmas we will have a Bumper Christmas Car Draw and will be giving away: Two brand new cars Four €5000 cash prizes Five €2000 cash prizes Ten €1000 cash prizes Every member over 18 years is entitled to enter the draw and can by filling in an application form; [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"> </p>
<p><span style="font-size: medium;">We can confirm that this Christmas we will have a Bumper Christmas Car Draw and will be giving away:</span></p>
<ul style="text-align: center;">
<li><span style="font-size: large;">Two brand new cars</span></li>
<li><span style="font-size: large;">Four €5000 cash prizes</span></li>
<li><span style="font-size: large;">Five €2000 cash prizes</span></li>
<li><span style="font-size: large;">Ten €1000 cash prizes</span></li>
</ul>
<p style="text-align: center;">Every member over 18 years is entitled to enter the draw and can by filling in an application form; the cost is €1 per week (€13 quarterly) which is deducted from shares.</p>
<p style="text-align: center;"><em>The draw is non-profit making</em></p>
<p style="text-align: center;"><strong><span style="font-size: medium;">If you’re not in you can’t win so fill out an application form  to join today!</span></strong></p>
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		<title>Annual Death Benefit Insurance Deduction</title>
		<link>http://www.swordscu.ie/general-news/annual-death-benefit-insurance-deduction/</link>
		<comments>http://www.swordscu.ie/general-news/annual-death-benefit-insurance-deduction/#comments</comments>
		<pubDate>Tue, 08 Nov 2011 15:02:28 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1279</guid>
		<description><![CDATA[All participating members please note that the Death Benefit Insurance fee will be deducted annually from your account – December 7th 2011 This insurance has been in existence for the past couple of years and has proved very popular with our members. At an annual cost of €10 for €3,000 cover for each member over [...]]]></description>
			<content:encoded><![CDATA[<p><strong>All participating members please note that the Death </strong><strong>Benefit Insurance fee will be deducted annually from </strong><strong>your account – December 7th 2011</strong></p>
<p>This insurance has been in existence for the past couple of years and has proved very popular with our members. At an annual cost of €10 for €3,000 cover for each member over the age of 16 it is regarded as very good value for money and hopefully will go some way to helping your next of kin in the time of bereavement. If you have not updated your <a title="Nominations &amp; Insurance On Savings" href="http://www.swordscu.ie/nominations/">nominee</a> on your account please contact us.</p>
<p>For more information on Death Benefit Insurance <a title="(DBI) Death Benefit Insurance" href="http://www.swordscu.ie/dbi-death-benefit-insurance/">click here</a></p>
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		<title>International Credit Union Day 2011</title>
		<link>http://www.swordscu.ie/community-news/international-credit-union-day-2011/</link>
		<comments>http://www.swordscu.ie/community-news/international-credit-union-day-2011/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 12:41:59 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Community News]]></category>
		<category><![CDATA[Competitions]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1061</guid>
		<description><![CDATA[Call into Swords &#38; District Credit Union on 20th October 2011 and help us celebrate International Credit Union Day Credit Unions Build a Better World is the theme of International Credit Union (ICU) Day 2011. This year’s theme celebrates the important economic and social contributions credit unions make to their communities worldwide. The ultimate goal [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><a href="http://www.swordscu.ie/community-news/international-credit-union-day-2011/attachment/icu-day-poster/" rel="attachment wp-att-1063"><img class="size-full wp-image-1063 aligncenter" title="ICU DAY POSTER" src="http://www.swordscu.ie/cuweb/wp-content/uploads/ICU-DAY-POSTER.jpg" alt="" width="455" height="643" /></a>Call into Swords &amp; District Credit Union on 20th October 2011 and help us celebrate International Credit Union Day</p>
<p>Credit Unions Build a Better World is the theme of International Credit Union (ICU) Day 2011.</p>
<p>This year’s theme celebrates the important economic and social contributions credit unions make to their communities worldwide. The ultimate goal of International Credit Union Day is to raise awareness about the great work that credit unions are doing and give members the opportunity to get more involved.</p>
<p>Throughout the day we’ll be running competitions and giving out spot prizes. We have vouchers for The Pavilions Swords and Nando&#8217;s Swords. We’ll also have our usual handy Swords CU giveaways including our Swords CU Shopping bags, Swords CU pens, Swords CU wallets and Swords CU flashing yo yo’s for junior members</p>
<p style="text-align: left;">Join in on the fun on our <a title="Facebook" href="https://www.facebook.com/pages/Swords-District-Credit-Union/165640506852427">Facebook Page</a>  and follow us on Twitter using hash tag #icuday11</p>
<p style="text-align: center;">We’ll be turning our North Street office all festive for the day so come on in and see us!</p>
<p style="text-align: center;"><a href="http://www.swordscu.ie/community-news/international-credit-union-day-2011/attachment/icu/" rel="attachment wp-att-1066"><img class="aligncenter size-full wp-image-1066" title="ICU" src="http://www.swordscu.ie/cuweb/wp-content/uploads/ICU.jpg" alt="" width="500" height="480" /></a></p>
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		<title>Car Draw Winners September 2011</title>
		<link>http://www.swordscu.ie/general-news/car-draw-winners-september-2011/</link>
		<comments>http://www.swordscu.ie/general-news/car-draw-winners-september-2011/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 09:53:30 +0000</pubDate>
		<dc:creator>cuadmin</dc:creator>
				<category><![CDATA[Car Draw]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Competitions]]></category>
		<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=1017</guid>
		<description><![CDATA[This year we have fabulous Cars and Cash to be won in our draws. The draws are held quarterly March, June, September and December. Listed above are the winners of our September 2011 draw held in Fingallians GAA club. &#160; Our next Car Draw will be our Bumper Christmas Draw taking place in December 2011 Why [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.swordscu.ie/car-draw/attachment/swdcu-car-draw-winners-september-2011-3/" rel="attachment wp-att-1011"><img title="Car Draw Winners September 2011" src="http://www.swordscu.ie/cuweb/wp-content/uploads/SWDCU-Car-Draw-Winners-September-20111-724x1024.jpg" alt="Car Draw Winners September 2011" width="548" height="1024" /></a></p>
<p><strong>This year we have fabulous Cars and Cash to be won in our draws. The draws are held quarterly March, June, September and December. Listed above are the winners of our September 2011 draw held in Fingallians GAA club.</strong></p>
<p>&nbsp;</p>
<p>Our next Car Draw will be our <strong>Bumper Christmas Draw</strong> taking place in December 2011</p>
<p>Why not join to-day for 2011. It could be you driving away in a brand new 2011 Car or winning cash for that much needed holiday. It&#8217;s so easy to join just pick up an application form from our office or print the application form  from this site. When completed hand it in or post it to Swords &amp; District Credit Union, North Street, Swords, Co Dublin.</p>
<p>Every member over 18 years is entitled to enter the draw and can by filling in an application form, the cost is €1 per week (€13 quarterly) which is deducted from shares.</p>
<p>The draw is non-profit making</p>
<div>
<dl id="attachment_1012">
<dt><a href="http://www.swordscu.ie/cuweb/wp-content/uploads/cardrawentry.pdf"><img title="Car Draw Leaflet " src="http://www.swordscu.ie/cuweb/wp-content/uploads/Car-Draw.jpg" alt="Car Draw Leaflet" width="193" height="375" /></a></dt>
<dd>Click the image above for an application form to join the car draw</dd>
</dl>
</div>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Car Draw Winners</title>
		<link>http://www.swordscu.ie/car-draw/november-2010-car-draw-winners/</link>
		<comments>http://www.swordscu.ie/car-draw/november-2010-car-draw-winners/#comments</comments>
		<pubDate>Thu, 15 Sep 2011 11:10:20 +0000</pubDate>
		<dc:creator>wcsadmin</dc:creator>
				<category><![CDATA[Car Draw]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=630</guid>
		<description><![CDATA[Congratulations to all our June  winners.]]></description>
			<content:encoded><![CDATA[<p>Congratulations to <strong>Chantal Arzur </strong>who won our June 2011 Car Draw Raffle</p>
<p>Congratulations also to all those who won cash prizes</p>
<table style="height: 251px;" border="0">
<tbody>
<tr>
<td>Gareth Andrews</td>
<td>€5,000</td>
</tr>
<tr>
<td>Jose Ramierz Degollado</td>
<td>€5,000</td>
</tr>
<tr>
<td>Barbara Purcell</td>
<td>€1,000</td>
</tr>
<tr>
<td>Toni Mc Cabe</td>
<td>€1,000</td>
</tr>
<tr>
<td>Thomas Newman</td>
<td>€1,000</td>
</tr>
<tr>
<td>Dave Mythen</td>
<td>€1,000</td>
</tr>
<tr>
<td>Cliona Mc Cartney</td>
<td>€1,000</td>
</tr>
<tr>
<td>Clayton Thompson</td>
<td>€1,000</td>
</tr>
<tr>
<td>Patrick Joyce</td>
<td>€1,000</td>
</tr>
<tr>
<td>Chris Baldwin</td>
<td>€1,000</td>
</tr>
<tr>
<td>Ann Hogan</td>
<td>€1,000</td>
</tr>
<tr>
<td>Jenny Quinlan</td>
<td>€1,000</td>
</tr>
</tbody>
</table>
<p>Next Car Draw will take place on Tuesday 27th September 2011 in Fingallians GAA Club @ 8:30pm</p>
<p>Why not join to-day for 2011. It could be you driving away in a brand new 2011 Car or winning cash for that much needed holiday. It&#8217;s so easy to join just pick up an application form in either of our offices or print the application form . When completed hand it in or post to Swords &amp; District Credit Union, North Street, Swords, Co Dublin.</p>
<p>Every member over 18 years is entitled to enter the draw and can by filling in an application form, the cost is €1 per week (€13 quarterly) which is deducted from shares.</p>
<p>The draw is non-profit making. <a href="#">Click here for the application form</a>.</p>
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		<title>Swords are open for business</title>
		<link>http://www.swordscu.ie/general-news/swords-are-open-for-business/</link>
		<comments>http://www.swordscu.ie/general-news/swords-are-open-for-business/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 15:40:45 +0000</pubDate>
		<dc:creator>wcsadmin</dc:creator>
				<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.swordscu.ie/?p=786</guid>
		<description><![CDATA[Recent newspaper articles indicate some Credit Unions have lending restrictions placed on them by the Central Bank.  We are happy to report  that your Credit Union, Swords &#38; District Credit Union Ltd are Not one of those Credit Unions and are Open For business .  For more information on our Loan rates , applying for a Loan etc&#8230;. click on [...]]]></description>
			<content:encoded><![CDATA[<p>Recent newspaper articles indicate some Credit Unions have lending restrictions placed on them by the Central Bank.  We are happy to report  that your Credit Union, Swords &amp; District Credit Union Ltd are <strong><span style="text-decoration: underline;">Not </span></strong>one of those Credit Unions and are <span style="color: #ff0000;"><strong>Open For business</strong> </span>. </p>
<p>For more information on our Loan rates , applying for a Loan etc&#8230;. click on the Loan Tab above or contact our office were one of our qualified staff will assit you.</p>
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