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Promotional Loans

We are delighted to offer our members the following promotional loans

Car Loans @ 7.99% (8.31%APR)

Term of loan: Maximum of 5 years

Terms and conditions:

  • Loan applied at the standard rate and reverted to the special rate when the following documents are received by the Credit Union
  • Vehicle Registration Certificate (we will photocopy)
  • Original Invoice (we will photocopy)
  • If the promotional loan is in arrears by the equivalent of 8 weeks or more the loan will revert to the standard interest rate
  • Shares are held as collateral against the loan
  • Swords & District Credit Union normal lending policies apply

Covered Loans @ 5.99% (6.16%apr)

Term of loan: Maximum of 5 years

Terms and conditions:

  • Share balance must exceed or equal amount applied
  • Share balance must exceed or equal loan amount for the duration of this loan
  • Covered loan top up allowable if the above criteria is still applicable
  • No dual loans allowable
  • You may not avail of this loan rate mid way through existing loan or when shares exceed remainder of loan
  • This loan type is exclusive to shares being greater than loan at time of application
  • The maximum term of any promotional loan will be 5 years
  • Your shares will be held as collateral against your loan
  • Proof of address is required for this loan
  • Swords & District Credit Union normal lending policies apply
  • Swords & District Credit Union normal credit control policies apply

Phone a loan on 1890 796 737 or download an Application form