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Standard Loans

Loans are provided for a variety of purposes some examples are Home Improvements, Education, Computers, Weddings, Cars, Holidays etc.

Standard Loan @ 9.8%
WEEKLY REPAYMENT TABLE
Loan Amount Term 3 Years Term 4 Years Term 5 Years
1,000 7.42 5.83 4.88
2,500 18.53 14.56 12.19
5,000 37.04 29.10 24.36
7,500 55.56 43.64 36.54
10,000 74.07 58.18 48.71

The duration of the loan is linked generally to the purpose of the loan for example, Holiday loans and car insurance loans are normally repaid over one year car loans are normally repaid over a three or four year term while home improvement loans are often repaid over five years.

Members have the flexibility of repaying the loan quicker than planned, without any penalty.

Swords & District Credit Union are members of the Irish Credit Bureau (ICB).